This is a follow up to a previous post regarding Ricky Dhillon, entitled “Back to business – a lesson in due diligence“.

Some apologies

#1: I refer to Rajinderpal Singh Dhillon / Ricky Dhillon by his full name throughout this entry. This is for SEO purposes.

#2: I refer to myself, where as this actually involved a limited company. This is to make the article easier to read.

Rajinderpal Singh Dhillon

Ricky Dhillon was introduced to me as a property developer and subsequently instructed me to let properties which he did not own.

When Ricky Dhillon fell upon hard times, I took out a bank loan to assist in the completion of some of his “developments”. I even loaned him £500, so that he could save face and join a group of Leamington based businessmen on a short trip to Spain.

Ricky Dhillon chose to return the above favours by disclosing he was not the owner of the majority of properties I had let on his behalf.  Furthermore, Ricky Dhillon would make no attempt to repay any of the money involved.

Thankfully, I managed to recover all but £7,400 from the actual owners of the properties. The outstanding amount was all down to one Landlord and a couple of properties on Heathcote Road in Whitnash, Leamington Spa.

An innocent Landlord caught in the middle

In an effort to recover the sums involved, I sent Ricky Dhillon a summary of expenses on “his” properties. For the Heathcote Road properties, Ricky Dhillon sent the invoices to the actual owner, claiming he had incurred the expenses.

By the time I managed to track down the Landlord, he had already given Ricky Dhillon a cheque for full amount I had spent on his properties.

The way I looked at it, the Landlord was all square, I was down £7k and Ricky Dhillon was up by the same amount. I considered taking him to Court but I got the impression he wouldn’t pay up even if I won, so I opted against the idea. It turns out my suspicions were correct.

The Court Case

Skip forward twelve months. I receive a County Court Claim from Rajinderpal Singh Dhillon, seeking £10,000 without any documentation to support the figures.

The claim was submitted whilst I was on a family holiday and a judgement has been entered by default. This is quickly overturned and I enter a counter-claim.

Skip forward another three years and the matter finally comes to trial. I am awarded a judgement against Rajinderpal Singh Dhillon, with a hearing set to assess the costs, which were in the region of £26,000.

In the end, I settled for a fraction of the total amount because Ricky Dhillon said he would plead poverty at the costs hearing and I didn’t really fancy collecting £20 a week for the rest of my life. By taking the settlement I could put the matter to bed.

A wise man learns from the mistakes of others, a fool from his own

My dealings with Ricky Dhillon taught me a valuable lesson – always do your due diligence! I shared my experience along with freely available information, from newspapers, County Court records and the Land Registry, in the hope I could help those wise folk that choose to do their research.

Another 18 months down the line, I received the following letter:

Rajinderpal Singh Dhillon claims defamation of character
Rajinderpal Singh Dhillon claims defamation of character

Despite the fact my entry on Ricky Dhillon is completely factual, he is now claiming defamation of character. Madness.

I think this entry should sum up my intentions but the floor is, as always, open to comments and suggestions.

Published by Adam Arnold

Adam Arnold is a 20(ish), father & founder of the Smarter Group; a member of CTVF500; Entrepreneur in Residence @ Wolves Uni; SPEED+ Mentor & an #sbs winner.

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  1. Why did you lend him the money in the first place? Did he offer you equity in his properties? Isn’t posing as a landlord technically fraud? Sorry for all the questions! MR

    1. Hi Mike,

      Thanks for your message.

      I didn’t have much choice when it came to lending him money. My company was brand new and about to start trading for the first time. What I thought were Ricky Dhillon’s properties made up the bulk of my opening stock.

      As none of them were going to be ready on time (1st September 2006) I stepped in and did what I could – getting gas/electrical safety tests done, fitting carpets and providing furniture. Not just a few tables and chairs either! I spent an entire Sunday in Ikea and came away with this little lot… (see attached)

      It was agreed that I would deduct my expenses from rental income over a period of months. Obviously when Ricky Dhillon told me the properties weren’t his this caused a bit of panic.

      It’s not all bad though. I learned a lot from the experience and, at the time, I was able to move tenants into properties and commence trading.


  2. I can’t believe Ricky has reared his head again. The guy is a complete crook!

    I rented his house 13 Rosefield Street a few years back and the place was completely over sold and was nothing but an inconvenience to my life for a full 10 months.

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