Make money from nothing

We’ve all seen the sites proclaiming they will make you £14,757 per week sat in the bar of a private yacht, drifting aimlessly through the med. Even better – you don’t need to invest any of your own money.

It isn’t possible to make money from nothing, without committing fraud; the whole risk and return mechanism that underlies most markets would fall apart if it were. However, it is possible to make money from a very small initial investment. Forget the yacht… for now anyway.

Since graduating, with around £17,000 of student debt, I don’t think I have done too badly: my personal debt is falling, I’m supporting a wife and young baby and have been away on a decent holiday each of the past two years.

You may be fooled into thinking my business SmarterHousing is the foundation of my income but unfortunately this is not the case: I’ve only paid myself the minimum taxable allowance for the first three years of operation. As a new business, it is inherant that the ‘boss comes last’ and any money that I could draw, I tend to reinvest in winning new clients and improving our website.

So then, where is this money coming from? It’s the old cliche I’m afraid – sat around at home! I will stress again, I’ve not been sat around doing nothing, but I have found one or two internet businesses that do bring in sufficient income to live off and if you’re prepared to work hard, separate incomes soon mount up.

I’ll be bringing tips on genuine internet businesses and other opportunities for the budding entrepreneur, as well as ways to save when you can’t help but spend (food and petrol amongst others). I may throw in the odd shameless plug about cheap hotels or holidays, but you can hardly blame me.

Without doubt, if I do amass a significant wealth, this blog should provide a pretty good step by step guide on how I got there!

Posted by Adam Arnold

Published by Adam Arnold

Adam Arnold is a 20(ish), father & founder of the Smarter Group; a member of CTVF500; Entrepreneur in Residence @ Wolves Uni; SPEED+ Mentor & an #sbs winner.

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  1. Adam,

    Nice to see your post on!
    I have started reading through some of your blog posts! Quite good.

    It would be nice to see a link on your blog to the as I feel it would be a perfect fit!

    Let me know if you get a chance to put a link up and also it may be applicable right here in this post as well under the Entrepreneurship Blogs.

    Keep up the good work!


    Adam T.

  2. It sounds like you have your future under control. Good for you!

    I am an old man now, and I spent my life building for the future. You need to get to a point where you can take some money out and build a rainy day fund. I did and it added to my ability to weather bad times without going into debt.

    My career as an Electrical Engineer is over, and I used the life experiences and learning to become pretty self sufficient. We had a shell built out here, and I installed all of the electrical, plumbing and gas. We framed out the inside and did most of the sheet rock work. (Still a work in progress).

    We sold the ( paid off ) house in town at the peak and avoided the ensuing market disaster. That was pure luck.

    We had moved to the country in 2000, after I was RIFed from my Engineering job at age 50 (1995). I got a decent severance and with what I had saved and invested over the years was able to pay off all major debt, including our country property and modest country home. We don’t buy “new” cars anymore…not since 1986 when I bought an IROC Camaro from the factory.

    Now I get to toy with market ventures. The gold SPDR GLD now has options offered. Much less painful to lose a couple Thou rather than ten thou plus. Gold is on the rise, and I am still in the money.

    If you have funds availible, you might check it out.


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